What Is a Notice to Owner (NTO)?
A Notice to Owner (NTO) is a legal document that contractors, subcontractors, and suppliers send to a property owner to notify them that they are providing labor, materials, or services for a construction project. It serves as a preliminary notice that protects their right to file a mechanic’s lien if they are not paid.
Why Is a Notice to Owner Important?
✔️ Preserves Lien Rights: Many states require an NTO before a contractor or supplier can file a mechanic’s lien.
✔️ Notifies Property Owners: It informs the owner about all parties working on their property, even subcontractors they didn’t hire directly.
✔️ Encourages Timely Payment: Owners and general contractors know a lien could be filed if payment is not made.
Who Sends a Notice to Owner?
📌 Typically required for subcontractors, suppliers, and material providers who do not have a direct contract with the property owner.
📌 General contractors may also send an NTO in some cases.
When Must an NTO Be Sent?
⏳ Varies by state, but common deadlines are:
- Within 10-30 days of starting work or delivering materials.
- Sent before or shortly after the first invoice.
👉 If the deadline is missed, lien rights may be lost!
How to Send a Notice to Owner
- Obtain the Correct NTO Form (varies by state).
- Include Key Information:
- Your name, address, and role (contractor, supplier, etc.).
- Property owner’s name and address.
- Description of work or materials provided.
- Property’s legal description.
- Deliver via Certified Mail (with a return receipt).
- Keep Proof of Mailing for legal protection.
Does an NTO Mean a Lien Has Been Filed?
No! ❌ A Notice to Owner is NOT a lien—it’s just a warning that a lien could be filed later if payment is not made.
What Happens After Sending an NTO?
- If Paid in Full: No further action is needed.
- If Not Paid: The contractor or supplier may file a mechanic’s lien within the required deadline.
- If a Dispute Arises: The NTO serves as evidence that the property owner was properly notified.
Do You Need to File an NTO?
✔️ If you are a contractor, supplier, or subcontractor working on a construction project, you may need to send an NTO to protect your payment rights.
Dar Liens Offers Lien Processing and Filing in Arizona
Dar Liens Offers Processing and Filing of the following types of Liens: Pre-Liens, Notices to Owner Medical Liens, Construction Liens, Mechanics Liens, HOA Liens, 20 Day Preliminary Lien Notices, and more.
