When you are involved in a major accident, you are going to require medical attention sooner than later. Subject to the seriousness of the accident, you might be facing significant medical bills. When you are aware that another person(s) is at fault for the accident, you need to claim compensation for covering any accident-associated expenses both now and down the road.
When significant medical bills arise either from emergency care or primary treatment for your injury, you might have medical liens placed upon your case’s settlement. This can be scary, and you may be concerned about how this impacts your case and its outcome. Below is what you need to know concerning medical liens and the role they take on in your injury claim settlement.
What Is a Medical Lien?
Medical liens are a legal, official way for insurance and medical care services to collect their portion of your insurance money for all services and treatments. It is usually due to the victim being incapable of paying their accident-associated bills. They also can be placed on your settlement to cover expenses for continuing treatment.
Nevertheless, medical liens are just paid out by settlement fees. If no money is collected, the association that placed the lien are not going to get their money owed. In many cases, providers must wait long periods of time to get the total amount of payment for medical treatment. Therefore, some healthcare institutions only offer medical lien patients with restricted or emergency treatment.
Who Can Place a Medical Lien?
Medical liens can be placed on your settlement case from a wide variety of insurance companies and, health care service providers including:
- Doctors
- Hospitals
- Chiropractors
- Medical, Medicaid, or the VA
- Preferred Provider or Health Maintenance Organizations
- Workers’ compensation insurance
- Health and/or Auto Insurance
Despite the fact that your insurance company has covered a little or all your care, they could file a medical lien on the amount of your settlement for covering their portion of your bills. Because medical liens can be challenging to deal with, it’s critical to work with an experienced personal injury attorney.
How Medical Liens Impact Your Settlement
When medical liens are wrapped up in your settlement, it could make things puzzling. The liens in your case directly impact on the amount of remuneration that you take home. In a lot of cases, medical liens are so significant that the remuneration amount narrowly covers the total, leaving you with a disheartening take-home amount.
It’s vital to be sure that you and your attorney get a detailed understanding of the liens that are put on your settlement. You should consider your personal payments, in addition to the payments to your servicers through liens, in the settlement amount that you petition for.
Medical Liens Negotiations
Since medical liens could take a decent amount of your settlement, it’s vital to utilize negotiations with the assistance of your attorney when possible.
When the lien is held by a privatized insurance company or when a company asks for more than what is unpaid, an attorney can negotiate with them to effectively decrease the amount. From time to time, payment plans are an alternative.
Medical lien holders usually work with attorneys to decrease the payment throughout a negotiation of a medical lien. At the end of the day, they just want to make sure they get their money quickly.
Dar Liens Offers Lien Processing and Filing in Arizona
Dar Liens Offers Processing and Filing of the following types of Liens: Pre-Liens, Notices to Owner, Medical Liens, Construction Liens, Mechanics Liens, HOA Liens, 20 Day Preliminary Lien Notices, and more.
