What Is a Notice to Owner (NTO)? A Notice to Owner (NTO) is a legal document that contractors, subcontractors, and suppliers send to a property owner to notify them that they are providing labor, materials, or services for a construction project. It serves as a preliminary notice that protects their right to file a mechanic’s…
It may be kind to lend money, but it can also be risky. People who owe money don’t always pay it back. Creditors who are owed money may look for other ways to get their money back, whether they are individuals or businesses. One choice could be to put a lien on the debtor’s real…
Filing a lien depends on the type of lien you need to file (e.g., mechanic’s lien, property lien, tax lien, judgment lien). Below is a general step-by-step guide for filing a mechanic’s lien (commonly used in construction and contractor work). If you need information on a different type of lien, let me know! How to…
Assessment liens are an involuntary lien linked to a homeowners property for the benefit of a homeowners’ association, after any HOA member becomes overdue on their HOA assessments. This type of lien enables the HOA to sell the homeowners property to payback assessments indebted to the HOA. This type of lien also acts as a…